Welcome
Health Insurance for Medicare, Individuals under 65 and Small Groups
Service is Ki. Since 1992
Insurance Carriers
What We Cover
Medicare
In addition to Original Medicare A and B, you'll need a medical and prescription option. There are various types of Medicare Supplement (Medigap) choices. You may also get a separate Medicare D Rx option. Other options are various Advantage Plans (Part C). These plans include medical, Rx, dental and vision. Either option may serve you well. Understanding how they differ and how it affects you is essential. So, we'll look at options both objectively and subjectively. We will continue to review changes to you and the industry.
Individual Insurance for under age 65
Because Individual plans have minimal Networks for choosing providers, we look at your doctor/hospital choices. Furthermore, do HSA -qualified plans or Co-Pay plans work best for you? Are you eligible for Tax Credit premium reduction? Or, other programs? Saving you money with least amount of risk for out-of-pocket is a goal. This market is volatile. There will be many reminders and updates for you.
Small Group
Is a Small Group option best for your Company? Or are you an employee with a group plan option? Comparing Group option to possible Individual option is a start. We'll look at the various ways the two categories differ and how it affects you.
Life Inurance
What Type of Life Insurance is best for you?
We broker many insurance companies, and look at options to fit your situation.